Important steps in understanding your exposure to flooding and mitigate the risk. Heavy Rains: The Risks Several areas of the country are at heightened risk for flooding due to heavy rains. This excessive amount of rainfall can happen throughout the year, putting property at risk. Cresting rivers  backed-up storm drains, and saturated ground all contribute to significant flooding. Flash Floods A flash flood is a rapid flooding of low-lying areas in less than six hours, which is caused by intense rainfall. Flash floods are the number one weather-related killer in the U.S. since they are known to roll boulders, tear out trees, and...